Types of loan

Personal Loan

Our Personal loan is by far the most popular loan facility that we offer. As the name “Personal Loan” suggests, we customise our loans to specifically cater to the needs of each and every customer. In line with our commitment to offer loans tailored for every customer, we are flexible with both the loan amount as well as the repayment structure.

Do you require cash urgently?
Do not hesitate further!
Apply with us now online by submitting your loan application or Visit Us.

Why take up a Personal Loan with us?

We offer loan with interest start from 1% (Maximum Cap at 4% Per Month)
We offer flexible instalments plans.
We allow customers to choose the date on which they would like to make repayment.

What are the requirements to qualify for a loan?

Singaporeans and Permanent Residents and Foreigner with Valid Pass
Full-time employment
Aged 18 and above

Supporting Documents

Proof of Identity

Identity Card or Work Pass

Proof of income

Payslip or
Income tax return or
Commission Letter or
CPF Contribution statement or
Bank Statement which your show your salary or
Other legal proof of income

Proof of residence

Property Statement or
Rental Agreement or
Handphone bill or PUB bill
Other legal proof of residence

Payday Loan

Apply for a loan with us with your repayment date fixed at the date you receive your pay. Our Payday Loans are that simple! We have rolled out the Payday Loan facility to cater to customers who are in need of cash urgently but are able to repay when they receive their salary.
Our Payday Loan facility includes a Fast Cash feature which allows a customer to borrow up to the equivalent of their monthly salary. Additionally, customers who apply with us online have the advantage
Short term loans also have their share in popularity when it comes to bridging financial difficulties. Our company offers these short term or payday loans to simply get you through until the next time your salary comes out.
This offering includes a Fast cash feature which will give you an equivalent of one month salary. Those who apply online will have the advantage of a faster approval since this loan does not require a credit check.

Features

Fast approval
Interest rate from 1% (Cap at 4% per month)
Loan up to a month of your salary without tedious credit check

What are the requirements to qualify for a loan?

Singaporeans, Permanent Residents or Foreigner
Full-time employment
Aged 18 and Above

Supporting documents

Proof of Identity

Identity Card or work pass and passport

Proof of income

Payslip or
Income tax return or
Commission Letter or
CPF Contribution statement (For Singaporean or PR) or
Bank Statement which your show your salary or
Other legal proof of income

Proof of residence

Rental Agreement or
Property Statement or
Handphone bill or PUB bill
Other legal proof of residence
Rental Agreement or
Handphone bill or PUB bill
Other legal proof of residence

Business Loan

At Advance Cash Credit, we understand the challenges faced in running and expanding a business. Whether it is a business plan that you wish to turn into reality or to finance and expand your existing business, our Business Loan is designed to boost your company’s working capital. In short, we provide you with financing solutions your business needs.
If you looking to purchase a new business premise or machinery, to increase your stock or simply a desire to expand your burgeoning business, look no further. Taking up a Business Loan with us today enhances your cash flow with fast and easy accessibility to funds.
Depending on your business needs, we are flexible in the Business Loans we have on offer. We do offer Business Loans payable over a number of months and even years, depending on the loan amount and your business’ financial standing. Importantly, a loan with us is unsecured, meaning which to say you do need to use your company’s assets or resources as collateral against our Business Loan.

Features

– Attractive interest rates
– Unsecured term loan
– Easy application process
– Fast approval with minimal waiting time as compared to banks
– Plan your business finances effectively with a fixed monthly repayment schedule

Eligibility

– Financial statements for the last 2 years
– Company’s bank statements for the previous 6 months
– Income Tax Notices of Assessment of applicant
– Contract from your client will have an advantage if there is guaranteed of payment
– For more information, simply make an appointment us and our relationship manager will be in touch with you shortly.

Foreigner loan

At Advance Cash Credit, we understand that foreigners working in Singapore who are in financial difficulties are often helpless without friends or family to turn to. Further, most foreigners in Singapore do not qualify for bank loans.
This is where we step in to help you.
We at Advance Cash Credit specialises in providing loans to foreigners from all walks of life. Our loan application process is fast, simple and easy.

Features

1) No credit check
2) Apply Hassle-free via our website form.
3) Cash is presented upon immediate approval
4) Instant and Fast Approval for your convenience

What are the requirements to qualify for a loan?

Full time employment with a legal work Pass
Age 18 and above

Supporting Documents

Proof of Identity

Work pass and passport

Proof of income

Payslip or
Employment contract
Income tax return or
Commission Letter or
Bank Statement which your show your salary or
Other legal proof of income

Proof of residence

Property Statement or
Rental Agreement or
Handphone bill or PUB bill
Other legal proof of residence

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